Kabbage® from American Express

Use your Kabbage app to learn more about, apply for, and—with approval of your application—get access to selected products and services that can help you grow your business.KABBAGE CHECKING™*[1]It pays to deposit, literally. Earn 1.10% APY[2] on balances up to $100,000. *The Kabbage Checking account is provided by Green Dot Bank.KABBAGE FUNDING™Apply for a business line of credit. If approved, use what you need, when you need it. Only pay loan fees on the capital you use.KABBAGE PAYMENTS™Accept payments through professional invoices and custom pay links.KABBAGE INSIGHTS™Make more informed money in, money out decisions.[4]Kabbage Funding™, Kabbage Payments™, Kabbage Checking™, and Kabbage Insights™ are trademarks of American Express.Kabbage Payments, LLC is a registered Payment Service Provider/Payment Facilitator sponsored by Fifth Third Bank, N.A., Cincinnati, OH.Banking services are provided by and Kabbage Debit Mastercard® is issued by Green Dot Bank, Member FDIC, pursuant to a license from Mastercard International. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Other Kabbage products and services are not provided by Green Dot Bank or Green Dot Corporation.Green Dot is a registered trademark of Green Dot Corporation. ©2022 Green Dot Corporation. All rights reserved. © 2022 American Express. All rights reserved.Terms and Conditions1. Kabbage Checking account opening is subject to identity verification and approval by Green Dot Bank.2. The annual percentage yield (“APY”) is accurate as of 1/1/22 and may change at our discretion at any time. The APY is applied on account balances in your primary Kabbage Checking account and each associated Reserve, up to $100,000 in the aggregate. No interest is earned on aggregate balances of over $100,000. The average daily balance method is used to calculate interest.3. Kabbage Funding™ offers access to a commercial line of credit ranging from $1,000 to $150,000. Each draw on the line of credit will result in a separate installment loan. All loans are subject to credit approval and are secured by business assets. Every loan requires a personal guarantee. Total monthly fees incurred over the loan term range from 2-9% for 6-month loans, 4.5-18% for 12-month loans, 6.75-27% for 18-month loans, and are subject to change for future loans drawn under the available line of credit. Loans incur a loan fee for each month you have an outstanding balance. Not all customers will be eligible for the lowest fee. Not all loan term lengths are available to all customers. Eligibility is based on creditworthiness and other factors. Not all industries are eligible for Kabbage Funding. Pricing and line of credit decisions are based on the overall financial profile of you and your business, including history with American Express and other financial institutions, credit history, and other factors. Lines of credit are subject to periodic review and may change or be suspended, accompanied with or without an account closure. Late fees may be assessed. Loans are issued by American Express National Bank.4. The information provided through Kabbage Insights does not constitute legal, tax, financial or accounting advice, and should not be considered a substitute for obtaining competent personalized advice from a licensed professional. You should seek professional advice before making any decision that could affect the financial health of your business.To log in, users must have a Kabbage user ID and password or create one in the app. All access to and use of this app is subject to and governed by the American Express Kabbage Inc. Privacy Policy and Terms of Service.Bug fixes and performance enhancements.